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| Your friends will be borrowing £1 coins off you: beware |
As we start 2012 with a whimper, carefully nursing our battered wallets back to financial health by not spending on anything except reduced lines baked beans and bread, let us not forget those whose friends are responsible for their penury.
Yes, friends. I'm not talking about lending money to friends - although I would no longer advocate this as you never know what situations may happen to prevent your friends from repaying you in full, in the time you needed. It can affect the dynamics of a relationship or, like Charlie Sheen's character Charlie in an earlier-than-Ashton series of Two and A Half Men, mean you get stung in an elaborate plot that involves you sleeping with your step-sister-in-law-to-be, lending her $50,000 and buying a Ferrari you didn't want.
What I am talking about is the Cash Converter friend. The friend who turns to another for all their coinage and notage needs. The friend who gets the bus with you and has not got £2 for the fare. The friend who does not have anything smaller than a £20 when it comes to paying tips. The mate who suggests getting a taxi but somehow does not carry anywhere near enough money to foot the bill.
According to a Capital One survey, Brits have been forking out £562 million a year as a result of ‘subbing’ friends.
More than 43 say they never receive a penny of this borrowed money back.
Now you have been warned. Next time you go out with friends, ask them to make sure they have some cash. Or don't carry any yourself and make sure you recoup your 2011 losses in 2012!
| Capital One asked respondents which items they had paid for on behalf of others who did not have cash in the past three months: | |
| Drinks in cash-only bars/restaurants | 18% |
| Items bought in cash-only stores e.g. markets | 13% |
| Tips in bars and restaurants | 12% |
| Taxi fares | 10% |
| Charity donations and fundraisers | 6% |
| Items purchased with cash due to a minimum card spend | 6% |
| Tolls and one-off/unexpected charges | 6% |
6 comments:
With friends like that...
Just say no!
Happy New Year! x
Good thinking, S! Too many spongers! x
Somebody should also include here putting in a work leaving collection for someone else who has no cash, or feeling obliged to top it up because of those who tight individuals who only put in coppers. Or even colleagues who say "can I borrow £10 and pay you back on Monday" at a work's night out who always forget, or keep saying "i'll get it later" when you ask for it!
Read your comments about storing food.
I do that too.
Sad.
Ugh. The US isn't much better. I have sooooo many friends who do this. More often though, I have friends who just don't want to pay proper tips on things, so I end up paying more. Thanks for the post.
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