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Showing posts with label Budget tips. Show all posts
Showing posts with label Budget tips. Show all posts

Monday, January 02, 2017

Boots points: top tips for Christmas spending

Christmas comes but once a year, but for many families, the associated expenses that come with Christmas can sometimes be overwhelming.

Christmas dinner, presents, travel, drinks, decorations and all the traditional trimmings - not to mention Christmas jumpers - can put a huge dent into people's budgets - a dent that sometimes cannot be filled out for several months to come in the new year.

According to The Guardian, the average UK household is expected to have spent £800 in 2016 on Christmas alone.

This is much money for things that may not last, or even be remembered come Christmas 2017. It's also so much stress for a season that is meant to be about joy, peace and happiness, a time to be with our loved ones, not shoulder-barging thousands of other shoppers in a mad panic, buying Christmas presents at sky-high prices.

Several years ago, I vowed to make Christmas more about the real season and less about the rush and stress that comes in the few weeks' build-up. This came after I collapsed during a Christmas dinner I was hosting; I had lost nearly a stone in the few weeks ahead of Christmas Day with all the shopping, cleaning, clearing, decorating, partying, preparing and baking.

As a result, I vowed to enjoy Christmas more and worry less.

Around this time I was also made redundant during the financial crisis. I had been relying on my Nectar or Boots points cards to help me through each month. But I decided to stop spending my Boots points on smaller things throughout the year; instead I would save them all up and buy Christmas gift sets in Boots' half-price sale come January. I realised this would save me money and stress.

Since then, this has proved to be a wonderful money-saving idea as well as a great time-saver at Christmastime.

During the year, I have made the most of Boots' generous bonus points scheme. I ensure I wait for the things I need to buy from Boots so that I can maximise all the points-generative specials and weekends the company holds in order to get even more to use towards the January post-Christmas spendathon.

This year I had £83.71 on my Boots Points card. I visited the Sutton Boots, which is not only a large enough store to have plenty of choice available, but also boasts a genius store manager. Each January, the store packs out a whole 'room' with Christmas and other half-price gift sets. It's a store card shopper's wet dream.

Surprisingly, I did not spend the entirety of my points; in our seemingly everlasting quest for a child (IVF has failed twice now), I have been concerned to make sure I set aside £30 or so on my Boots and Nectar cards to help cover the cost of the newborn we hope will be with us this coming Christmas.

I did spend £49.00 worth of points however, and received the following gifts. Some of these will be Christmas presents for next year; some will be Mothers' Day presents, birthday presents and gifts for the Greek family when we go to visit at some point this year.

Boots Haul 2017
Twenty-four glittery Christmas cards for £1; measuring cup spoons for Mothers' Day gifts; cute candles for half-price and the photo frame for even less than half-price. I have already earmarked all these gifts for various people and I hope they love them!

It's not just about a bargain, despite the fact I got all these things from Boots for free with my points card:


It's also about thinking strategically and lovingly about how to find the perfect gift for the perfect person. I know who will love those Soap and Glory crackers. I can't wait to see her face when I give those to her. I enjoy giving to other people and getting nice things for them.

Personally, I am not against re-gifting per se. I know this can be a good way of recycling unwanted gifts, but I prefer to keep what people have given me as it reminds me of them. It also reduces the likelihood of re-gifting to someone what they gave you the year before. Where we have re-gifted is when duplication has happened; for example, two people one year both gave the same Lynx set to my husband for Christmas.

Yes, re-gifting can help save the pennies at Christmastime; but I prefer using points schemes. I hope it works for you as well! To recap, here are Seven Top Tips:

1) Make sure you register your card. If you lose it and your card is replete with points, you could lose everything.
2) Try to only use your Boots card when there's a 4x points or 3x points or bonus points day or weekend on. For example, if you know you need to get shampoo or vitamins, etc, keep an eye out for stores that are doing points specials, and do one big shop at that time.
3) Make the most of any vouchers that come with a purchase. Sometimes these have a two to three-week shelf life and these can be exceptionally points generative.
4) Keep an eye out before Christmas for particular gift sets that you might like to get for friends and family and make a note of these ready for the January sales.
5) Avoid the temptation to use your card during the year. It's a savings plan, if you like, not easy-spend cash.
6) Don't forget some prescriptions such as contact lenses. These also count for Boots points so make the most of these, as they can be high-ticket items.
7) Lastly, smile at people. Okay, this is a bit of a cheeky tip but it might just pay out for you. Let me explain: I once smiled at some guy with his friend who was trying to buy make-up for his wife at a counter in Boots. The two men were making jokes and glancing at me for approval. As he was paying, the assistant asked him if he had a points card. "No", he said, and turned to me. "Young lady" (now there's a compliment I don't get much these days). "Can I borrow your Boots card?" He then proceeded to give me his 500 points (which were doubled to 1000). All because I smiled at his jokes.

Good luck and happy hunting!

Thursday, February 25, 2016

Beating the business card blues

Recently, my employer was taken over by another firm, which necessitated the destruction of thousands of business cards.

I had only recently been given reprints of my previous ones - which meant I had 200 cards sitting unused on my desk. My colleagues, likewise, had more than 100, as did my husband (we work for the same company).

It does grieve me to see waste. Even though most people in my immediate vicinity dutifully put their unused old business cards into the recycling bin, I thought there had to be another way to put these to good use, rather than simply relying on a very energy-intensive industry to process them and probably turn them into new business cards. Or a shirt. Either way.

At the same time that I trundled home with five heavy plastic boxes filled with old business cards, my husband managed to buy me: 20 sheets of Mr Men stickers for £1, one 20m reel of orange ribbon and one 20m reel of turquoise ribbon for 50p each.

I had a long weekend planned - ie, one without additional freelance work, hosting Sunday lunches for family or friends, and without anything at all to do. So I ensconced myself in my teeny-tiny 'office' (aka craft room) and began to make batches of cards.

I experimented first of all with the Mr Men and Little Miss notelet series, on pale cream card and using scraps of orange card that someone had given me several years earlier.
Close-up of card front Image: SimoneySunday via Instagram

The work in progress. Image: SimoneySunday via Instagram
Having made about 40 of these cards, I batched them up into sets of six (with some left over) and started to sell these on my Original Shimmering Designs Facebook page as notelets - ideal gifts for people who live a long way away. Light, unusual, original and using recycled/repurposed materials.

It should be stated that I used liquid paper (Tippex for the Brits, Copydex for Americans) to blot out the details on the backs (fronts?) of the business cards before sticking them onto the card fronts. 

I then received in the post some gorgeous little doggy buttons in painted wood. I'd ordered these way before Christmas but they took a while to arrive. Again, using the backs of old business cards, and coloured card which had once been marketing material from my office and I found in the recycling bin (yeah, sorry, I went bin-raking like a tramp), I experimented a week or so later with the darling doggy cards. These are also for sale via my Facebook page. 

The work in progress Image: SimoneySunday via Instagram
I also used up some other wooden buttons that I had lying around, as well as some of the pages of an old book about British Woodlands. This book had been left outside someone's house, in the rain, without any covers. When I asked about it, the lady had left this, along with other cover-less books, for anyone to take to use for craft. I jumped at the chance!
Close-up of the doggy card. Image: SimoneySunday via Instagram

Two of the finished products. I think they are really cute (but then I would, I made them). People say I am a cat-lover but I hope this tribute to our Scottie Dog friends might make people realise I love ALL animals (except spiders but then they do not count as an animal as they are arachnids).

Two of the finished products. Image: Simoney Sunday via Instagram
Who knew that old business cards, leftover pieces of scrap marketing material and discarded books could make such beautiful things? Well, it beats buying cards for £4.50 from an 'artisan' shop when you can get them from £1.50 upwards from the Mermaid of Moorgate! 



Tuesday, January 12, 2010

How to Get Free Stuff (part 1)

Broke?

Can't afford to feed the cat, let alone your teenagers?

Then don't worry!

There are so many excellent offers out there in the wide world, so if you are feeling the pinch after Christmas - and like me, you won't get paid until the end of the month - then take a look at these offers to get Free Stuff.

For many of these, you will need to install the MacCoupon Printer software, but this is free. It means the bar codes will print out properly so you can use them in stores.

Free 100g Milka chocolate bar
Milka Chocolate Bar
You have to play a little game online, but if you go to the website and stick with the game (it takes less than a minute), you will get a voucher for a free bar of chocolate. The birdsong and buzzing bee noises are a little annoying, so best do this at home!
Click here for details: Milka